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Ontario RHD: Are we doomed? (Insurance Catastrophy)

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Old 10-26-2009, 08:14 AM
Pastuch Pastuch is offline
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Default Ontario RHD: Are we doomed? (Insurance Catastrophy)

If your planning on buying a RHD car in Ontario you may want to reconsider. I've called about a dozen different insurance providers and scoured the internet. The only insurance provder I have found that will insure a RHD vehicle in Ontario is RBC. State Farm, ING and the Cooperators won't take on new RHD clientelle any more.

I just transfered both of my cars and house to RBC so I can confirm they will take on new customers.

I am seriously starting to reconsider buying another JDM in the spring. There are over a hundred insurance providers in Ontario. I figure it's only a matter of time before RBC stops insuring RHD and then what?

I hate Ontario.
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Old 10-26-2009, 08:55 AM
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I'm with ing and had no issues insuring mine. Why don't you work with a broker?
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Old 10-26-2009, 09:02 AM
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It's illegal for any insurance company to deny you insurance completely. They don't have to provide you full coverage, but have to give PLPD.

Smaller companies will never say no to business either, look at some of them.
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Old 10-26-2009, 09:10 AM
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Guys call any Ontario broker and ask them if they'll insure a RHD. The answer is always no.
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Old 10-26-2009, 10:07 AM
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Just spoke with my RBC rep. She said that the company that underwrites insurance for RBC is still happy to approve RHD vehicles. She told me that she came from private brokerages and this is the first company she has ever worked for that will ensure an RHD in Ontario. Living in a province where the insurance companies make the laws sucks.
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Old 10-27-2009, 05:45 PM
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i hear ya. i went through the same hoops as you. getting RHD insurance in ontario sucks big time.

glad to see you got yourself setup with RBC

for me, RBC and state farm were out to lunch with their quotes.
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Old 10-27-2009, 06:12 PM
Pastuch Pastuch is offline
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King who did you end up with for insurance?
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Old 10-27-2009, 06:47 PM
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Haha come on man you're going to start a panic. I had a very different experience the few places I called would insure it depends on what agent you get it is hit and miss. I have a broker now so different story but it is possible to get insurance if you have patience.
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Old 10-27-2009, 08:09 PM
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that sucks that insurance people are hating on your rhd's. i had 0 problems with getting my car insured, i just called my broker and all she did was ask what car it was vin number and eveything and just transfered my insurance from my old jetta to my wrx, had everything done within 30miin
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Old 10-27-2009, 08:58 PM
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When you guys say "I went through a broker", how do you find these brokers in Ontario? Does broker mean "some small company office" or does it mean "an individual"?

I just thought I'd ask so other Ontarians will have more info to go in. Also feel free to post contact info for these good brokers and add them to the JDMVip Vendor list
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